We are financial advisors who take pride in NOT doing things the Wall Street way, (after all— it’s your money). Our goal is to give you valuable information that you can use to make smarter financial decisions.

PAT COUTURE

Founder, President, & Financial Advisor

In addition to utilizing the the traditional retirement planning strategies that consist of insurance products and securities, Pat believes in a more holistic planning approach that focuses on the person rather than the products. KeyStone Financial refers to this as a Retirement Roadmap, and Pat (an Investment Advisor Representative who is held to the fiduciary standard), firmly believes that it is through this crucial, anxiety-free strategic planning so that clients will be prepared for a long, successful retirement. He also considers the responsibility of serving his clients as a major trust factor that he does not take lightly.

Outside of the office, Pat can be found spending time with his wife, Mayra, camping, entertaining friends and family, bike riding, and doing projects around the yard. 

KIA XIONG-YANG

Medicare Specialist & Financial Advisor

Following a 13 year elementary education career, Kia made a professional change and found educational fulfillment on a new level by helping KeyStone clients explore their Medicare and financial options. Also as an Investment Advisor Representative, Kia shares Pat’s belief in holistic retirement planning, which includes Medicare, and building meaningful relationships that are rooted in trust and performance. Within that, Kia is passionate about making sure her clients know that their Medicare decisions are based on both their financial and personal situations— and not just about the products themselves.

Kia and her husband, Mang, have been happily married since 2003 and have four daughters. When Kia isn’t at work, she enjoys time with her family, church, and reading. 


We are a team of professionals who are passionate about ensuring that you feel confident in retirement.

MICHELLE COUTURE

Executive Assistant

Michelle brings 30 years of business administration experience to the KeyStone Financial table. She is dedicated to seeing that every client receives extraordinary care. Whether it be through a friendly smile before their meetings or by the careful management of their documents, Michelle makes KeyStone clients feel like part of the family.

BRIANNA FOAT

Director of Public Relations & Marketing

As an integrated strategic communication graduate of UW-Eau Claire, Brianna has experience in the ever-changing field of marketing. She maintains communication with leads and seeks opportunities for new clients to join KeyStone Financial. Much like the rest of the team, Brianna is driven by the dedication of helping individuals achieve their ideal retirements.

MAYRA COUTURE

Administration & Bookkeeping

Mayra works behind the scenes for the KeyStone team, providing support in everything from bookkeeping to technology services. She is a dedicated employee and teammate who is always happy to assist in any way possible. 

KATHY TSCHOLL

Director of First Impressions

As someone who has more than 22 years of experience working in communications, Kathy welcomes clients and visitors to KeyStone Financial and serves their needs. Kathy also maintains some of the administration responsibilities, working closely with Michelle.

MANG YANG

Insurance Broker

Mang has been working since 2008 in the insurance industry, focusing on health, life insurance, property and casualty. He works with clients to strategically keep their insurance costs low, all while still focusing on the benefits that makes each KeyStone client unique. In the more specific areas of Medicare, Mang works alongside his wife, Kia.

BLIA YANG

Medicare Specialist

As a former teacher, Blia continues her career as an educator, but this time working with seniors to help them learn about the rules and regulations pertaining to Medicare and what their rights and options are. She enjoys working with her clients every step of the way to help that process go as smoothly and peacefully as possible.