Whether you change jobs or retire, a 401(k) plan is a terrible thing to waste. In fact, what you do with a 401(k) should be part of a larger plan for your financial future. As a general rule, you have four options.1 Option One: Leave Your Money in the 401(k) Many employer plans allow former… Read More
In July, the Trump administration proposed an initiative requiring greater transparency in health care pricing. Specifically, the proposal would require hospitals to publish prices negotiated with insurers for individual services. However, studies have shown that consumers seldom use this type of information to shop for lower prices, presumably because their insurance pays for a large… Read More
In our personal lives, we have a conscience that keeps us from doing not-so-nice things. Sometimes we even get a creepy-crawly feeling when we think someone may be up to no good. Fortunately, there also are some common red flags that warn us about things we should avoid when investing. For example, it’s usually not… Read More
The Federal Reserve recently reported that four out of 10 American adults surveyed said they would struggle to pay for an unexpected expense of $400 or more.1 This revelation goes against the common financial advice urging adults to have three to six months of expenses saved in an accessible account for emergencies.2 Nearly everyone has multiple… Read More
